Privacy Policy

Your personal data and assets are our highest priority. We are fully committed to safeguarding them.

Test Desks and Titles collects and retains data necessary for your trading activities. How we collect and store this data is set out in the Privacy Policy below.

Our policy is underpinned by the following principles:

• To ensure full transparency about how we collect and store your personal data:

Our aim is to ensure you understand how we collect and process your data, so you can make informed decisions. We follow clear guidelines and processes for handling data on this website. Our policy sets out the specific methods we use, giving you clear and concrete information about how it is used. You are in the driver’s seat.

We will always share information promptly when we determine you need to be informed. Transparency is a core value for us.

Our trained staff are always on hand to answer any questions about our processes, including our obligations under United Kingdom law. You can contact us at info@test-desks-and-titles.best

• We do not use personal data for any purposes other than those set out in our Privacy Policy.

We may process personal data for the following purposes, including the proper operation of Test Desks and Titles services and connecting trader members with third-party trading platforms. Processing may also be required to maintain and enhance website features and services, protect our rights, and comply with regulatory or other legal obligations. Finally, we may process this data where necessary to provide administrative and other business functions related to the Services we deliver to you, the client.

To provide better services tailored to your preferences and needs, Test Desks and Titles uses personal data.

• To ensure you are able to access and use essential tools to protect your personal data and safeguard your rights in this regard:

At any time, you may contact us to access all of your personal data. We can also amend or delete it as required. Furthermore, we can facilitate requests to transfer that data to you or to a designated third party. We provide these services and support to help you better exercise your rights to privacy and control.

• Safeguard your personal data:

Our security systems meet the highest standards, with banking‑level safeguards in place. While a 100% guarantee isn’t possible, we remain committed to continually enhancing our systems to the highest possible level and strengthening the protections we already have in place.

We have a detailed, comprehensive privacy policy and the highest level of security.

1. The Scope?

This policy outlines our procedures for collecting, processing, and sharing any and all data relating to natural persons.

The terms of our policy apply to all natural persons who are identifiable or already identified. This includes any individual who could be, or has been, identified in relation to data that has been entrusted to us, or to data we can access and/or combine with other data.

As defined in the Privacy Policy, data processing refers specifically to the storage, management, and organisation of personal data.

We do not collect, or attempt to collect, any information about individuals under 18. We also do not allow anyone under 18 to use our platform for any purpose. If we identify any user who is under 18, or any information relating to a person under 18, we will delete that information immediately.

2. What personal data do we hold?

Upon registering with us, we collect the personal data necessary to enable you to use our services. When necessary, we may also request personal data to verify account ownership, for example. To improve and maintain the highest quality of our services, we collect and analyse data about your use of our platform and of our third-party partners' services.

3. You are under no obligation to provide the company with your personal data.

Although you are under no obligation to provide your data, choosing not to do so may limit the services we can offer. It may also restrict your access to our platform.

4. What personal data do we collect? When you visit our website, we may collect the following personal data:

We do not collect data that could personally identify you. We do collect information such as account activity, users’ IP addresses, and the dates and times of access. For maintenance, security, and support services, we retain system crash reports, browser details, and the device type used to access your account. We also collect information about your account’s language settings.

Regarding personal data collection, we only collect and retain the information you consent to provide us with when you connect to a third-party trading platform through us.

The personal data you have supplied to third-party platforms may include the following: full name, address, telephone number and email address.

5. Why does the company need my personal data, and is it lawful for them to process it?

The company’s collection, storage and processing of your personal information are solely for the purposes set out in the Policy. All such uses and processing comply with applicable laws in United Kingdom.

The company will not handle, process, or transmit your data except in accordance with the relevant laws in United Kingdom. The legal bases for doing so are as follows:

• You have agreed that the company may store and process your personal data. By submitting your data to the company, you authorise us to transfer it to the relevant third-party trading platform. You have provided consent to the processing of your personal data for one or more purposes.
• To enhance services, pursue legitimate interests, and establish or defend legal claims, amongst other reasons, the company may be required to store and process your personal data.
• Data processing is required to comply with legal obligations.

If you would like to learn more about the data processing the company is required to undertake, please contact us via email.

Below is a list of the specific purposes for which we may process your personal data, along with the legal basis.

6. Disclosure of Personal Data to Third Parties

To store and process IP addresses, conduct user surveys and analysis, and deliver related services, the company may share anonymised personal data with third-party service providers.

At your request, we may share certain personal data you provide with third-party services and providers. In such cases, your information will be processed in accordance with that company’s privacy policy and applicable terms. This may involve multiple digital trading platforms.

To improve the services we provide to our clients and enhance our overall offering, the company may share personal information with its affiliates and partner companies.

Where required by law, or to protect the company’s rights and assets and those of our third-party partners, we may disclose data to the relevant legal or regulatory authorities.

In the event of a critical business transaction, such as the sale of the company or seeking investment or a loan, relevant data may be shared in a lawful and appropriate manner. This may also apply in the case of a merger, restructuring, consolidation, or bankruptcy, in accordance with the law.

7. Cookies and Third-Party Service Providers

We may use cookies and similar technologies for site analytics and, in collaboration with advertising partners, in accordance with legal requirements and industry standards.

Cookies—small pieces of data stored on your device when you visit a website—are used to collect information about browsing behaviour, preferences, and similar details. Their purpose is to personalise and enhance your experience. They allow us to remember your settings and preferences, and to tailor our services to you on this basis. We also use these cookies for site analytics and to gather statistics for strategic planning.

Broadly speaking, the site uses two types of cookies. Session cookies are stored only for the duration of your visit and are deleted when you close your browser. Persistent cookies, by contrast, remain stored in your browser even after your session ends. These cookies help the site recognise you as a returning visitor, remember your preferences, and make it easier for you to use the site.

Types of cookies:

Cookies may be used as required, in line with their intended purpose:

Cookies have been blocked or removed

To delete or block cookies, you will need to do this via your browser settings. Follow the links below for step-by-step instructions for the most popular browsers.

• firefox
• Microsoft Edge
• Google Chrome
• safari

Blocking cookies will prevent certain site functions and features from working as intended.

ONLINE TRACKING NOTICE

Your personal data will be retained for as long as necessary to carry out the operations described elsewhere in this policy. It may be kept for longer where required by local laws, regulations, or company policies.

Your personal data will be shared, at your request and discretion, with third-party trading platforms for 12 months. When that period ends, and with your consent, the data will be shared for a further 12 months.

Our processes include regularly reviewing all personal data to determine whether it remains necessary.

9. Transfers of personal data to third countries or international organisations

Where necessary to provide our services or for security reasons, personal data may be transferred to countries outside your own and to international organisations using robust security protocols. We implement data security measures to the highest standards to protect your data and ensure you retain your legal rights and access to remedies in all circumstances.

Within the EEA (European Economic Area), all residents are protected by data protection regulations and safeguards.

• All data transfers take place within the EU's legal jurisdiction and competence, in line with the data protection standards set out in Article 45(3) of Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 (“GDPR”)
• All data transfers between public bodies or authorities are carried out in accordance with Article 46(2). This is a legally binding and enforceable agreement.
• The European Commission’s Standard Contractual Clauses, under Article 46(2)(c) GDPR, set the conditions for data transfers, and such transfers are carried out in accordance with them. The Clauses are available at https://ec.europa.eu/info/law/law-topic/data-protection/data-transfers-outside-eu/model-contracts-transfer-personal-data-third-countries_en.

For further details on the specific security measures the company uses to protect your personal data during third-country transfers, please send your request to info@wealthwaydigital.uk

10. Protection of Personal Data

We protect personal data with the highest level technical and organisational safeguards, following gold-standard procedures. These measures are highly effective in preventing any unlawful or accidental destruction caused by incidents, as well as the loss or alteration of that data.

While we apply the highest level of care and gold-standard data protection procedures, as required by law, it is not possible to guarantee in all circumstances that your personal data will remain error-free. Accordingly, we cannot accept liability where personal data is disclosed, or for incidental, intangible, or consequential loss or damage arising in connection with such events. This includes circumstances beyond our reasonable control, such as disclosure arising from transmission errors, third-party unauthorised access, system failures, or any other similar cause.

Where we receive legally binding requests from regulators or legal authorities, we may be required to disclose your personal data to those bodies. Once disclosed under a legal obligation, we cannot control how those authorities handle, store or protect your data.

Anything sent over the internet, including personal information, carries a risk of interception and cannot be completely secure. The Company cannot guarantee the security of any data transmitted online.

11. Links to third-party websites

On this website, you may come across links to third-party applications and websites. Please note that these are not affiliates and are not controlled by the company, nor does our privacy policy apply to them. They maintain their own policies and procedures for the collection and processing of personal data, and we are not responsible for their activities. Use at your own discretion.

Always read the privacy policy of any company or service when visiting their website and before supplying any personal data. Ensure that their data collection, use and processing policies align with your preferences and priorities. Any information you choose to share should be provided directly to the service provider.

12. Policy Amendments

We reserve the right to update or amend our policy at any time. We will notify you of any changes via the website and other appropriate channels. The updated privacy policy will be posted on the website and will take effect immediately upon publication, unless stated otherwise.

13. Your data protection rights

You have full control and the final say over how all of your personal data is used, including the right to verify its accuracy, correct errors, and choose to delete or limit the scope and nature of any processing by us.

On this page, residents of the EEA can find information relevant to them:

Your personal data is protected by the rights described herein. By sending an email to the address below, you may immediately exercise those rights.

Accessing Your Rights

If the personal data you have provided to us is accurate, you may access that information at any time. Any of your personal data that we process is accessible to us and therefore verifiable.

You may request your personal data for verification at any time, and it will be supplied to you in an electronic format. If you request further copies of the data being processed, beyond the one already provided to you, a reasonable fee may be charged.

The rights afforded by law and our privacy policy must not infringe the rights of others. The company reserves the right to refuse or restrict access to personal data where such access would infringe upon the rights and freedoms of others.

Right to Rectification

Any inaccuracies in your personal data, whether due to omissions or incorrect details, may be corrected by you or by the Company to ensure proper processing.

Erasure Rights

You have the right to request the deletion of your personal data in the following circumstances. 1) If your data has been processed without your consent or outside lawful grounds. 2) Upon your request where the Company has no legal obligation to retain that data. 3) If you no longer agree to or accept any processing by us, even if lawful and based on our legitimate interests or those of a third-party provider, and finally 4) If we are legally required to delete your data.

The right to deletion may be overridden or superseded by legal obligations under EU law or the law of any Member State. Likewise, this applies where data is required for the establishment, exercise or defence of legal claims.

Right to Restrict Data Processing

You have the right to request a restriction on the processing of your personal data in any situation where you believe it contains inaccuracies.

If you request that the use of your personal data be restricted, it will be deleted except in the following circumstances: 1) where the law of the European Union or any Member State prevents deletion; 2) with your explicit consent, where required to establish, exercise, or defend legal claims; 3) to protect the rights of another natural person.

The Right to Data Portability

You have the right to access and review any personal data you have provided, where you have consented in any manner to its collection and it is processed by automated systems.

You have the right to request the transfer of any or all personal data to another company or organisation, where technically feasible. This does not affect your right to have your data erased. This right cannot be exercised where doing so would infringe the rights or freedoms of another individual.

Right to object to data processing

Notwithstanding the Company’s legitimate interests, or those of a third-party service provider, you have the right to object to the processing of your personal data and request that it cease. This right does not apply where there is a compelling legal basis to continue the processing, including for the establishment, exercise, or defence of legal claims. In such circumstances, we may lawfully continue processing your personal data.

You may at any time object to your personal data being processed for any direct marketing purposes.

Right to Withdraw or Refuse Consent

Where possible, you have the right to withdraw your consent to our processing of your personal data at any time with immediate effect. This does not apply retrospectively to any processing carried out before your consent was withdrawn

If you are dissatisfied for any reason, you have the right to lodge a complaint with any legal, regulatory, or other supervisory authority.

If you believe your rights and freedoms have been infringed in relation to the processing of your personal data, each European Union Member State has established regulatory and supervisory authorities for this purpose. You may lodge a complaint with these authorities at your discretion.

Section 13 sets out the circumstances in which your personal data rights may be limited under European Union or Member State law.

Once we receive your request about your personal data and its processing, we will provide access to the information you have asked for, as set out in Section 13 of this policy. We may extend this timeframe by up to two months, depending on the volume of requests and the nature of your request. If an extension is required, we will notify you of the extended deadline within one month of receiving your request.

We will provide the requested information electronically at no cost, unless this would contravene the law or the provisions of Section 13. We may charge a reasonable fee or refuse a request where it is considered unfounded, excessive, or repetitive.

We reserve the right to request additional proof of identity where there is reasonable doubt about the individual making a personal data request, to ensure data protection and security.